
Employee benefits, 401(k) and retirement plans, compliance services, and coverage for individuals and families — for Texas employers with 2 to 1,000 employees.
“Anyone can quote your insurance. What you are hiring is everything we do around the quote — starting with actually showing you every option on the market.”
Thirty years advising Texas employers. Justin Boulet joined in 2004.
From 2-person shops to groups above 300 lives, under one roof.
A person who knows your account — not a national queue.
We keep one record for your account and both teams work from it. If something comes up in one pillar we handle it inside the same relationship — you do not get sent somewhere else.

Group medical, dental, vision, life and disability — built around your claims data, not a carrier's package. Self-funding modeled with your own numbers.

Plan design, ERISA compliance, contributions remitted on time, and a fee comparison you can hand an auditor. Committee meetings run and minuted.

Payroll that closes clean, 401(k) money sent on time, ACA forms filed right — senior oversight without the $200k hire. ADP, Paycor and more.

Health coverage and life insurance for the people behind the businesses we serve — no blood work required, and you can apply online.
A plan that says it covers ABA therapy and a plan that pays for it at the hours a treatment plan prescribes are two different things — and you cannot tell which from a benefits summary. We read denial letters, file the appeals, and place individual coverage for families whose group plan will not do the job. It started with one family.
Michael E. Hipson offers securities and investment advisory services through Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC, and Ameritas Advisory Services (AAS). AIC and AAS are not affiliated with Hipson Investments. Representatives do not provide tax or legal advice. This material is for general information only and is not a recommendation, an offer, or a promise of any particular outcome. Coverage for ABA therapy depends on your specific plan, plan type and state; no appeal outcome is typical or guaranteed. Penalty and threshold figures change annually — confirm current amounts with your own counsel, auditor or third-party administrator.